All items from BankThink

Apple Pay's impact will be mitigated by the limited availability of near-field communication terminals and by consumer concerns about the safety of NFC technology.



From BankThink
Posted 1 hour 21 min ago

Receiving Wide Coverage ... Guilty: A word of warning to banks (as if they didn't already know this): Be careful who you do business with. A federal jury in New York found Jordan's Arab Bank liable for providing financial services to Hamas that helped them conduct terrorist activities, and plantiffs now plan to seek an unspecific amount in damages. For its part, Arab Bank has said it followed compliance procedures, according to the Financial Times. ButÂ...



From BankThink
Posted 2 hours 43 min ago

A reform intended to reduce risk in the financial system could inadvertently exacerbate future economic downturns.



From BankThink
Posted 1 day 1 hour ago

Wall Street Journal

Federal officials are considering how to instruct lenders to ease up on tight lending standards for mortgages. On the one hand, they don't want to create another housing bubble. But on the other hand, mortgage lending is so slow because lenders have adopted standards that are even tighter than what Fannie Mae and Freddie Mac demand. Underlying all of this are paltry-to-nonexistent wage growth, high levels of student debt and little savings for...



From BankThink
Posted 1 day 3 hours ago

Female representation on boards is on the rise and thatÂ's a good thing for innovation, argues Susan Stautberg of WomenCorporateDirectors.



From BankThink
Posted 1 day 11 hours ago

As regulators emphasize the importance of data integrity, chief data officers need to consider new strategies to ensure that all bank employees are on the same page about improving information quality.



From BankThink
Posted 3 days 23 hours ago

So long as Fannie Mae and Freddie Mac are backed by the full faith and credit of the U.S. Treasury, they don't need to accumulate any capital save the liquidity necessary to fund their operations.



From BankThink
Posted 4 days 1 hour ago

Receiving Wide Coverage ...

Reach of Home Depot Breach: Home Depot confirmed that its data breach affected about 56 million customers, making it larger than the Target breach during the last holiday season. The home-improvement retailer also said the "unique, custom-built malware" used in the breach has been eliminated from its networks. The malware used in the Home Depot breach wasn't present in attacks on other retailers. Home Depot did not disclose the attackers' point of...



From BankThink
Posted 4 days 2 hours ago

Americans are still looking for the same fundamental services from their banks. It's their expectations of convenience and accessibility that have changed Â-- and that's where digital offerings should come in.



From BankThink
Posted 4 days 23 hours ago

The multifamily housing sector is likely to remain healthy thanks to favorable demographics Â-- but the apartment market is almost certainly past peak for this cycle.



From BankThink
Posted 5 days 1 hour ago