All items from BankThink

A recap of the informed opinions (and the discussions they generated) on BankThink this week.



From BankThink
Posted 1 day 7 hours ago

Without meaningful transparency on banksÂ' financial reports, regulatory capital ratios and living wills, anyone writing about bank earnings is a willing actor in banksÂ' quarterly earnings Kabuki theater.



From BankThink
Posted 2 days 2 hours ago

Under its aggressive quantitative easing program, the Fed is borrowing short-term and investing long-term, exposing itself to severe interest rate risk when short-term rates rise, writes former Fed economist Scott Hein.



From BankThink
Posted 2 days 7 hours ago

Editor's Note: Morning Scan will not publish on Friday, April 18 in observance of the Good Friday holiday. Receiving Wide Coverage ...

Big Investment Bank Earnings: Morgan Stanley's profits rose 18% year-over-year, thanks to a strong performance by its fixed-income division. Meanwhile, Goldman Sachs reported a drop in first-quarter profits, in part due to its fixed-income division. Goldman did, however, beat analyst expectations. ...



From BankThink
Posted 2 days 8 hours ago

Smaller bank holding companies are faced with a potentially significant problem if their risk controls are judged insufficient for the current regulatory environment.



From BankThink
Posted 3 days 5 hours ago

U.S. banks today are safer, sounder, more secure, transparent, accountable and are performing their critical roles in the global economy.



From BankThink
Posted 3 days 7 hours ago

Breaking News This Morning ... B of A Earnings, Etc.: Bank of America reported a $276 million loss compared with a $1.48 billion profit a year earlier, largely due to legal expenses. (In case you may have missed it, Bank of America has been on a bit of settlement tear of late. And, the Journal notes this morning that the bank has settled mortgage-backed securities claims with the monoline insurer Financial Guaranty Insurance Co., which isÂ...



From BankThink
Posted 3 days 7 hours ago

The goal is to meet the financial education needs of everyone in the community Â-- whether itÂ's the tech-savvy second-grader, the recent high school graduate getting her first checking account or a retiree learning how to stick to a fixed income.



From BankThink
Posted 4 days 5 hours ago

The proposed Small Lender Mutual cooperative would be expensive for small firms to capitalize, and its securities may get inferior pricing compared to those issued by large banks and nonbanks.



From BankThink
Posted 4 days 7 hours ago

Receiving Wide Coverage ...

Second Look at Citi: Don't be fooled by Citi's earnings. General consensus among news outlets is that profits may have bested expectations, but relief Â-- more than accolades Â-- is in order. "After two preceding quarters, in which Citi failed to meet already lowered expectations, a revelation of fraud in Mexico and a rejection of Citi's capital-return request by the Federal Reserve, discovering the ball hadn't been yanked away this time was...



From BankThink
Posted 4 days 8 hours ago